Long Term Medicaid Questions, Answers, and Resources

Long Term Medicaid Questions, Answers, and Resources

Speakers: Ian Connell, Clark Haugh

Ian Connel and Clark Haugh are with the Department of Children and Famlies: For DCF's Website - Click on Logo Below

Click Below for Handouts

All of the following apply to Long Term Medicaid (Institutational Medicaid) in Florida:
How do I apply for Medicaid? You can apply online. (broken link)
How do you obtain a printed copy (hard copy) of the Medicaid Application? View Here
Do I have to apply online? No. But you are greatly encouraged to apply online.
True or Fale: If I'm on Medicaid, I'll never get another medical bill? False. The Agency for Health Care Administration determines what Medicaid will and will not pay for. The Regional office for Collier is in Fort Myers. View Here
Is it advisable to carry supplemental insurance while on long term medicaid? If you drop your insurance it is often costly to get it back. And there would be a substantial waiting period.
If you are in a facility on Medicaid, will the facility still bill Medicare? Medicaid is a payee of last resort. Medicaid providers must bill (1) Medicare, (2) Third Part Liability (your insurance), then (3) Medicaid
Does the homestead exemption apply to only property in Florida?

No. The State of Florida has reciprocity agreements with about 2 dozen other states. This means if you have homestead property in one of these states, the State of Florida will honor that exemption. Therefore, the out of state property would not be counted as an asset for medicaid calculations.

Individuals who meet Florida residency requirements solely because they are institutionalized in a Title XIX Medicaid facility in Florida, but who have a home in another state, may have that home excluded as an asset if:
  1. the individual’s spouse or dependent relative resides in the home; or
  2. the individual expresses an intent to return to that home (that is the home continues to be the individual’s principal place of residence) and the State of Florida has an interstate agreement with the individual’s home state to provide reciprocal care to Florida residents needing institutional care while in that state.
States that haveinterstate agreements with Florida:
Alabama, Arkansas, California, Georgia, Idaho, Iowa, Kansas, Kentucky,
Louisiana, Maryland, Minnesota, Mississippi, New Jersey, New Mexico, North
Dakota, Ohio, South Dakota, Tennessee, Texas and West Virginia
Are Pensions counted as an assest? Pensions are counted as income in the month they are received. If any of the income remains, that money will be counted as an asset for all further months.
Can you get Medicaid and V.A.? Yes. And V.A. Benefits such as Aid and Attendance are not counted as an asset or income.
What are the asset limits for Medicaid? And what's counted as an asset? Asset limits change at least two times a year. As of June 1st, Asset limit is: $113,640 for a couple. A homesteaded house and a care are excluded. What counts as an asset is: stocks, bonds, savings account, CD's, IRA's, life insurance, etc.